Construction Capital Advance
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Construction & contractors · Funded in 24 hours · FICO 500+

Renew & Refinance Your MCA — Lower Your Payment, Get More Capital

Buried under a high daily or weekly payment on your current advance? We refinance and renew your existing position into a lower payment — and put additional working capital in your account, often the same day.

If your construction business's current merchant cash advance is draining daily cash flow and you need breathing room — plus more capital to keep crews and jobs moving — this is exactly what Construction Capital Advance does. We renew and refinance your existing advance into a structure with a lower daily or weekly payment, and put additional working capital in your account at the same time. One application, same-day decisions.

See how much your business qualifies for

Two-hour decisions. Same-day funding. No obligation. Apply Online →

What a renew & refi does for your business

  • Lower your payment. We restructure your existing advance so the daily hit on your account goes down — freeing up cash flow immediately.
  • Put new capital in your hands. Refinancing isn't just relief — you pull additional working capital for payroll, materials, equipment, or the next job.
  • Approved on revenue, not just credit. We look at your bank deposits and real cash flow. A 500+ FICO gets a fair shot.
  • Same-day speed. Decision in 2 to 4 hours, funded the same day once approved.

Who this is for

Renew & Refi is built for construction and trade businesses that already carry a merchant cash advance and feel the daily-payment squeeze — general contractors, electricians, plumbers, HVAC, roofers, concrete, and specialty trades. If payments are tight and you also need more fuel, refinancing into a lower payment with extra capital is usually the smartest move.

Common questions

Will my daily payment actually go down? That's the goal — we structure the new funding so your daily/weekly payment is lower than what you're paying now, while still giving you additional capital.

How fast? Decision in 2 to 4 hours and same-day funding once approved.

What do I need? Three months of business bank statements and real monthly revenue. We fund on cash flow, so a 500+ FICO still gets a fair look.

Lower your payment and get funded today

Refinance into a lower payment and pull the capital you need — same day. Apply Now ⚡

Construction Capital Advance

Serving construction companies nationwide with fast, flexible business funding from $25K to $5M.

Funding Products

Revenue Based FinancingEquipment FinancingBusiness Line of CreditWorking Capital Loans

Industries We Fund

General ContractingRoofing CompaniesElectrical ContractorsPlumbing ContractorsHVAC CompaniesConcrete & MasonryDemolition Contractors

Company

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Construction Capital Advance is a commercial funding broker, not a bank. Funding products are provided by third-party lenders and funding partners. Approval is not guaranteed and is subject to underwriting review. All credit types considered. Rates and terms vary based on creditworthiness and business performance. This is not an offer to lend.