Construction-Only Capital

Fund Your Next
Construction Job
$25K to $5M

Built for general contractors, subs, and construction companies who can't wait on a bank. Get a decision in 4 hours. Fund the same day. Keep your crew on the clock.

Get Funded Now →

All Credit Types

No Collateral Required

4-Hour Decisions

Same-Day Funding

Get Your Rate in 60 Seconds

No hard pull. No obligation. 100% secure.

RECENT FUNDINGS

General Contractor — Tampa, FL — $285,000 Funded

Roofing Company — Dallas, TX — $175,000 Funded

Electrical Sub — Chicago, IL — $95,000 Funded

HVAC Contractor — Phoenix, AZ — $210,000 Funded

Plumbing Co. — Atlanta, GA — $145,000 Funded

Concrete Company — Denver, CO — $350,000 Funded

Demolition Crew — Detroit, MI — $125,000 Funded

Framing Contractor — Houston, TX — $88,000 Funded

Landscaping Co. — Miami, FL — $67,000 Funded

Steel Fabricator — Pittsburgh, PA — $475,000 Funded

General Contractor — Tampa, FL — $285,000 Funded

Roofing Company — Dallas, TX — $175,000 Funded

Electrical Sub — Chicago, IL — $95,000 Funded

HVAC Contractor — Phoenix, AZ — $210,000 Funded

Plumbing Co. — Atlanta, GA — $145,000 Funded

Concrete Company — Denver, CO — $350,000 Funded

Demolition Crew — Detroit, MI — $125,000 Funded

Framing Contractor — Houston, TX — $88,000 Funded

Landscaping Co. — Miami, FL — $67,000 Funded

Steel Fabricator — Pittsburgh, PA — $475,000 Funded

We Fund These Trades

Built for the Job Site — Every Trade, Every Phase

From foundation to finish, we fund every trade in the construction industry.

General Contracting

Multi-phase project funding. Bridge gaps between draws. Keep subs paid.

$50K–$5M

Roofing

Materials upfront, crew costs, storm surge scaling. Insurance supplement jobs welcome.

$25K–$2M

Electrical

Wire, panels, equipment and large commercial bid mobilization covered.

$25K–$1.5M

Plumbing

Rough-in, finish work, pipe materials, large residential and commercial contracts.

$25K–$1.5M

HVAC

Equipment purchase, commercial install jobs, seasonal expansion capital.

$25K–$2M

Concrete & Masonry

Pour schedules, formwork, rebar and large foundation project mobilization.

$50K–$3M

Landscaping

Seasonal labor, equipment, commercial landscape contract startup costs.

$25K–$750K

Demolition

Equipment rental, disposal bonds, large commercial and municipal demo jobs.

$50K–$2M

Funding Products

The Right Tool for Every Job

We don't do one-size-fits-all. Pick the product that matches your project and your cash flow cycle.

Three Steps to Funded

We cut the red tape. No lengthy applications, no bank runaround, no waiting weeks for a decision.

Apply in Minutes

Complete our secure online application in under 10 minutes. We only need your basic business info and last 3 months of bank statements.

10-minute application

No hard credit pull to apply

256-bit SSL encryption

Mobile-friendly form

Get a Decision

Our construction-specialized underwriting team reviews your file fast. No generalist bankers who don't understand draw schedules, retention, or seasonal revenue cycles.

4-hour decisions during business hours

Construction-industry underwriters

Dedicated funding advisor

Multiple product options

Get Funded

Sign your agreements electronically and funds wire directly to your business bank account. Same-day or next business day. Your crew doesn't wait — and neither do you.

Same-day funding available

Wire transfer to your account

E-sign — no fax or branch visit

No prepayment penalties

Do You Qualify?

We work with contractors at every stage — new-ish companies, challenged credit, seasonal revenue — because we actually understand how construction businesses work.

Start My Application →

Time in Business

6+ Months

Monthly Revenue

$15K+ / Mo

Credit Score

500+ FICO

Credit Types

All Welcome

Collateral

None Required

Documentation

3 Months Bank Statements

Contractor Reviews

Funded. On Time. Back to Work.

Real contractors. Real jobs. Real results.

"We landed a $1.2M commercial framing contract and needed mobilization capital before we could even buy lumber. CCA funded us $285,000 in less than 24 hours. Our bank was still talking about 'processing time.' These guys actually understand how construction works."

$285,000 Funded

Marcus T.

MTR Construction Group — Tampa, FL

"After hurricane season we had more work than we could handle but zero cash to scale up. Called CCA on a Tuesday morning, had $175K in my account by Thursday. Hired four more crews, bought materials, and delivered on every job. This is the only funder that gets roofing."

$175,000 Funded

James R.

Reliable Roofing Solutions — Dallas, TX

"My credit score was 548 and I'd been turned down twice. CCA looked at my bank statements, saw my job history and consistent deposits, and said yes same day. $95,000. Bought a new service van and two panel trucks. Revenue is up 60% this year."

$95,000 Funded

Kevin S.

Spartan Electrical Services — Chicago, IL

Common Questions

Contractor FAQs

Straight answers. No bank jargon.

Most applications receive a decision within 4 business hours of submitting a complete application with bank statements. Funding typically hits your account same day or next business day after you e-sign your agreements. For larger deals above $500K or contract mobilization advances, expect 24–72 hours for due diligence.

We typically only need your completed application and the last 3 months of business bank statements. For larger amounts or longer terms, we may request additional documentation such as a contractor license or a copy of a signed contract.

For revenue based financing and lines of credit under $500K, no collateral is required. We do not put liens on your equipment, trucks, or real estate for these products. Equipment financing uses the financed equipment itself as collateral. Contract mobilization advances are secured by the contract receivable — not your personal assets or business equipment.

We fund contractors with credit scores as low as 500. We are cash-flow underwriters, not credit-score-only lenders. If your business is generating consistent revenue and your bank statements show healthy deposits, a lower personal credit score is not an automatic disqualifier. We have funded hundreds of contractors with challenged credit who were turned down by traditional banks.

Absolutely. Seasonal revenue patterns are normal in construction and we account for them. We look at your trailing 12-month revenue picture and understand that roofing companies, landscaping companies, and certain exterior trade contractors see revenue peaks and valleys. Bring your bank statements and let's talk — seasonal businesses get funded here every day.

Yes — all of these are valid and common uses. Many of our contractors use advances specifically to bridge payroll when a draw is delayed, purchase materials at the start of a job, pay subcontractors before their invoices are collected, or cover bonding and insurance premiums at the start of a new contract. Unlike SBA loans, there are no restrictions on how you use your working capital.

Fund Your NextConstruction Job$25K to $5M